Question 1

How much does this property cost?

Accepted Answer

€395,950. This 3-bedroom villa offers exceptional value at €3,245 per square meter—40% less expensive than comparable properties on Spanish islands. The price includes a modern villa with 3 full bathrooms, a generous 242m² plot, and premium specification finishes. Payment options including mortgages and currency exchange services are available through our partners.

Question 2

Can foreigners buy property in Spain?

Accepted Answer

Yes, foreigners can freely purchase property in Spain without restrictions or special permits. UK citizens, EU nationals, and international buyers have the same property rights as Spanish citizens. You'll need an NIE (Spanish tax identification number), which is straightforward to obtain. Our property specialists provide guidance through the entire purchase process, ensuring compliance with Spanish law and optimal tax efficiency.

Question 3

What are the costs of buying property in Spain?

Accepted Answer

Beyond the purchase price, typical buying costs in Spain include: transfer tax (6-8%), notary fees (0.5-1%), property registry fees (0.1%), and legal fees (1-2%). These costs total approximately 8-12% of the property price and are separate from the €395,950 purchase price. Our team provides transparent cost breakdowns before you commit to any purchase.

Question 4

Is Costa Blanca a good place to buy property?

Accepted Answer

Yes, Costa Blanca is an excellent property investment location. The region experiences consistent market growth (8% year-on-year), has established international infrastructure, offers affordable properties compared to island markets, and provides strong rental income potential. Torre Pacheco specifically has emerged as one of the most desirable towns for families seeking value and lifestyle, with growing amenities and a welcoming expat community.

Question 5

How much are property taxes in Spain?

Accepted Answer

Property taxes in Spain include annual rates ranging from 0.4-1.1% of cadastral value (often lower than market value), plus income tax if renting the property (21% corporate or 19% personal). For this villa, annual property tax would typically be €300-500. Rental income tax depends on your tax residency status, with favorable provisions often available for non-Spanish residents.

Question 6

Can I get a mortgage in Spain as a foreigner?

Accepted Answer

Yes, foreign buyers can obtain Spanish mortgages from most banks. Typical terms offer 70-80% loan-to-value ratio at competitive rates. Spanish banks increasingly cater to international buyers, with English-speaking mortgage advisors available. Requirements include proof of income, identification, and NIE registration. Our partners assist in arranging mortgage consultations with banks experienced in non-resident lending.

Question 7

What is the cost of living in Torre Pacheco?

Accepted Answer

Cost of living in Torre Pacheco is remarkably affordable compared to UK standards. Monthly family expenses typically include: utilities €80-120, groceries €300-400, restaurant meals €8-15 per person, and entertainment at modest Spanish rates. Property taxes and service fees remain minimal compared to UK council tax. Many UK families report saving 20-30% monthly on living costs while enjoying superior quality of life.

Question 8

Is Costa Blanca good for retirees?

Accepted Answer

Costa Blanca is exceptional for retirees, with established retirement communities, excellent healthcare access, year-round sunshine, and affordability. Torre Pacheco specifically appeals to active retirees seeking authentic Spanish living with international services. Healthcare provision is comprehensive with English-speaking doctors, and the cost of living allows pensions to extend further. Many UK retirees have successfully relocated to the area.

Question 9

How far is Costa Blanca from the UK?

Accepted Answer

Costa Blanca is approximately 1,300 kilometers from London, reachable in 2.5 hours by direct flight from Alicante-Elche Airport (48km from Torre Pacheco). Multiple daily flights connect to London, Manchester, and other UK cities with budget airlines offering affordable fares. This makes maintaining UK connections straightforward while enjoying Spanish residency.

Question 10

What is the weather like on Costa Blanca?

Accepted Answer

Costa Blanca enjoys Mediterranean climate with 300+ days of sunshine annually. Summers are warm (28-32°C) with minimal rainfall, while winters are mild (10-15°C). Spring and autumn offer perfect temperatures (18-25°C) ideal for outdoor activities. The climate supports outdoor family lifestyle year-round, from beach visits in summer to hiking and golf in cooler months.

3-Bed Villa Torre Pacheco €395,950 | Costa Blanca Family Home

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