Swedish Buyers' Guide to Costa Blanca Property
Nationality Guide16 мин чтения

Swedish Buyers' Guide to Costa Blanca Property

New Build Homes Costa Blanca8 февраля 2026 г.
Быстрый ответ

Sweden is the largest Scandinavian buyer market for Costa Blanca property, with over 40,000 Swedish residents in Spain. Torrevieja has the largest Swedish expat community abroad. Swedish buyers enjoy favorable tax treaties, excellent connections (flights 3.5-4 hours from Stockholm/Gothenburg), established support networks, and year-round sunshine. Swedish investment in Spanish property remains strong despite economic cycles.

Sweden has a unique relationship with Costa Blanca: More Swedes live on the Spanish coast than anywhere else abroad. Torrevieja, in particular, has become a second home for tens of thousands of Swedish families, creating a thriving Scandinavian community with Swedish shops, restaurants, services, and social structures.

For Swedish buyers, purchasing property on Costa Blanca offers familiar infrastructure, cultural community, excellent value compared to Scandinavia, and an escape from long Nordic winters. This guide addresses the specific needs and considerations of Swedish property buyers.

Why Swedes Choose Costa Blanca

Swedish Community Infrastructure

Tax and Financial Considerations

Currency and Banking Considerations

Flights and Transportation from Sweden

Practical Steps for Swedish Buyers

Итоги

Sweden's large Costa Blanca community provides Swedish buyers with significant advantages: established infrastructure, familiar services, cultural connections, and proven investment returns. Torrevieja offers the most developed Swedish ecosystem, while other areas provide alternatives for different needs. Understanding tax implications, currency management, and professional services ensures successful property ownership.

The Swedish presence on Costa Blanca continues to thrive, with new generations of buyers joining established families. Professional guidance—particularly from Swedish-speaking Spanish professionals—ensures smooth transactions and optimal tax positions.

We welcome Swedish property buyers to Costa Blanca and can connect you with Swedish-speaking legal and financial professionals. Contact us to discuss your Swedish property goals.

Interested in properties in this area? Book a free 30-minute consultation with our team — with over 12 years of experience, we'll help you find exactly what you're looking for.

Часто задаваемые вопросы

1Why do so many Swedes own property on Costa Blanca?
Sweden has a unique relationship with Costa Blanca stemming from 1960s immigration. Over 40,000 Swedes now live in Spain, with 25,000+ in the Alicante region. Torrevieja became the largest Swedish community outside Sweden, creating established infrastructure (services, community, culture) that attracts continued Swedish investment. The climate (sun, warmth) contrasts dramatically with Nordic winters.
2How much does it cost to fly from Sweden to Alicante?
Typically 1,500-4,000 SEK return (€160-430) depending on season and advance booking. Winter flights cheapest (1,500-2,500 SEK), summer peaks at 2,500-4,000 SEK. Book 4-6 weeks ahead for best prices. Direct flights from Stockholm (3.5 hours) and Gothenburg (3.5-4 hours) daily.
3What are property prices like in Torrevieja for Swedish buyers?
Typical range €200,000-600,000 for new and resale apartments. New build developments: €250,000-450,000. Waterfront premium: €400,000-700,000. Much cheaper than equivalent Swedish property (50-60% savings). Rental income potential: €8,000-15,000 annually for long-term rentals.
4How is rental income taxed for Swedish property owners?
Spanish property rental income is taxed in Spain at 19-45% depending on your income bracket. Can deduct expenses (maintenance, management, depreciation at 3%/year). Sweden-Spain treaty prevents double taxation. Sweden doesn't tax the same income again if taxed in Spain. Rental income reduces some tax benefits but creates deductible expenses.
5What's the currency risk for SEK/EUR transactions?
SEK/EUR fluctuates 5-10% regularly (typically 0.085-0.095). €300,000 purchase varies 210,000 SEK depending on rates. Use specialist FX brokers (Wise, OFX) instead of banks (saves €3,000-6,000 on large transfers). Consider forward contracts for certainty, or spread transfers over time to average rates.
6Are there Swedish services and community support in Torrevieja?
Extensive. Swedish Church, Swedish restaurants, Swedish shops, Swedish healthcare professionals, Swedish lawyers and accountants, Swedish schools, Swedish clubs and associations. Most established Swedish community outside Sweden. Everything you'd need in your native language/culture.
7What are the acquisition costs for buying property in Spain from Sweden?
Transfer tax (ITP): 8% in Costa Blanca region. Notary fees: €600-1,500. Legal fees: €2,000-5,000 if hiring lawyer (recommended). Total: 10-13% of purchase price on resale; 21% VAT on new builds (sometimes reclaimed). €300,000 property total cost: €330,000-339,000.
8Do I maintain Swedish residency if owning property in Spain?
Most Swedish property owners maintain Swedish residency. Typically: Use Spain as second home (winters or holidays). Tax implication: If in Spain 183+ days/year, you become Spanish resident. Most property owners stay in Sweden 183+ days (primary residence), so Swedish residency maintains. Consult accountant about your situation.
9Can I get financing for a Spanish property as a Swedish buyer?
Yes. Spanish banks offer mortgages to non-residents: 80% LTV maximum, 3.5-5% interest rates, 15-30 year terms. Require income proof, bank statements, deposit proof, life insurance. BBVA most foreigner-friendly. Some Swedish lenders offer Spain mortgages (higher rates). Pre-approval helps with offers.
10What's the best area for Swedish first-time buyers?
Torrevieja. Most established Swedish community, extensive services, mature market, good value. For those wanting quieter alternative: Orihuela Costa or Guardamar. For premium/scenic: Dénia. For authentic Spain: Inland areas. Choose based on whether you want Swedish company or full integration with Spanish culture.

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