Question 1

How much does this property cost?

Accepted Answer

€367,900. This 3-bedroom town house in Rojales is priced at €3,256/m²—40% less than comparable properties on Spanish islands. You can pay in full or explore Spanish mortgage options (available to UK and international buyers). Many buyers split payments across multiple property purchases or use Spanish property investment companies for financing flexibility.

Question 2

Is Costa Blanca a good place to buy property?

Accepted Answer

Yes, absolutely. Costa Blanca has experienced consistent property appreciation (8% annually in Rojales), established infrastructure, and one of Europe's largest English-speaking expat communities. Unlike speculative coastal markets, Rojales combines genuine livability with investment potential. The region benefits from tourism demand, excellent climate, and strong rental market fundamentals. Property ownership here serves both lifestyle and financial objectives simultaneously.

Question 3

Can foreigners buy property in Spain?

Accepted Answer

Yes, without restriction. UK citizens, Americans, Australians, and buyers from virtually any country can purchase property in Spain freely. No special visa or residency status is required—you simply need a Spanish tax identification number (NIE), easily obtained during the purchase process. Spanish solicitors and property advisors regularly handle international purchases. The process is straightforward and transparent.

Question 4

What are the costs of buying property in Spain?

Accepted Answer

Purchase costs typically total 8-12% of the property price, including: transfer tax (6-8%), legal fees (€500-1,500), surveyor fees (€300-600), notary fees (€400-800), and property registration (€100-300). Ongoing costs are minimal: annual property tax (IBI) averages €200-400/year in Rojales, plus minimal community fees (often €30-50/month). These are genuinely low compared to UK property ownership.

Question 5

How much are property taxes in Spain?

Accepted Answer

Annual property tax (IBI - Impuesto sobre Bienes Inmuebles) in Rojales averages €250-400/year depending on official property valuation. Community fees in gated developments typically run €30-60/month (€360-720/year). Once purchased, these are your only regular property-related taxes. There's no annual wealth tax on property ownership, unlike some European countries. Capital gains tax applies only when you sell at a profit.

Question 6

Can I get a mortgage in Spain as a foreigner?

Accepted Answer

Yes, many Spanish banks offer mortgages to international buyers (typically up to 80% of property value). Interest rates are competitive—currently around 3.5-4.5% for fixed-rate mortgages. You'll need: proof of income, credit history, and usually a Spanish NIE number. Many UK expats use a mix of Spanish mortgages and UK offshore mortgages, depending on tax efficiency. Consulting a Spanish financial advisor ensures you structure financing optimally.

Question 7

What is the cost of living in Costa Blanca?

Accepted Answer

Living costs in Rojales are significantly lower than UK equivalents—roughly 30-40% cheaper overall. Groceries cost 20% less; restaurant meals average €12-18 for lunch menus; utilities run €60-100/month; wine and olive oil are a fraction of UK prices. Many retirees report living comfortably on €1,200-1,500/month for all expenses. For holiday home owners, costs are minimal—property sits empty, you pay only taxes and maintenance.

Question 8

Is Costa Blanca good for retirees?

Accepted Answer

Excellent, yes. Costa Blanca has been the UK's premier retirement destination for 30+ years. Healthcare is quality and affordable; English is widely spoken; cost of living is low; and established retirement communities provide immediate social networks. Winter temperatures (15-18°C) are manageable for most; summer heat (30-35°C) is offset by proximity to beaches and sea breezes. Many retirees relocate partially (winters here, summers in UK) for ideal living arrangement.

Question 9

How far is Costa Blanca from the UK?

Accepted Answer

Alicante Airport is 42 minutes from Rojales and offers direct flights to every major UK airport (London, Manchester, Birmingham, Bristol, Newcastle, Edinburgh). Flight time is 2.5 hours; costs average £40-80 return if booked in advance. Many property owners commute regularly between UK and Spain—flights are reliable and frequent. The proximity makes this genuinely practical as a second home, not a distant investment.

Question 10

What is the weather like on Costa Blanca?

Accepted Answer

Exceptional: 320+ days of sunshine annually, making it one of Europe's sunniest regions. Summer temperatures: 28-35°C (ideal beach weather, especially by evening). Winter: 10-18°C (mild and sunny—most days you'll need just a light jacket). Rainfall is minimal (300mm/year), concentrated in autumn. The Segura River location gives Rojales a slightly moderated microclimate compared to inland areas. This climate makes the property perfect for year-round use or extended holiday stays without heating or heavy air conditioning costs.

3 Bed Town House Rojales €367,900 | Costa Blanca

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