3-Bed Apartment Cartagena €360k - Investment Property
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O tej nieruchomości
This 3-bedroom, 2-bathroom apartment in Mar de Cristal represents a compelling investment opportunity in one of Spain's most undervalued coastal markets. Priced at €360,000 (€2,384/m²), this property offers premium specifications at 40% less than comparable Spanish island markets, positioning it perfectly for investors seeking capital appreciation and rental income potential. With Cartagena experiencing consistent year-on-year growth of 8%, this apartment sits at the intersection of affordability and market momentum. The established holiday rental market in the region delivers typical weekly rental rates of €800, translating to substantial passive income potential. Whether you're seeking a long-term buy-to-let investment or a holiday rental asset, this property combines strong fundamentals with genuine value in a market gaining serious traction among UK and Northern European investors.
About Cartagena
Cartagena, located in the Murcia region of southeastern Spain, is a historic Mediterranean port city experiencing significant economic and property market growth. The region benefits from 300+ days of sunshine annually, with average temperatures ranging from 8°C in winter to 28°C in summer. The city itself blends Roman, Carthaginian, and Moorish heritage with modern amenities, creating a distinctive character that attracts both cultural tourists and long-term residents. Mar de Cristal is a well-established residential area offering direct beach access and proximity to essential services. The region's strategic location between Alicante and Murcia airports, combined with improving transport infrastructure, has positioned Cartagena as an increasingly accessible investment destination. Unlike saturated coastal markets further north, Cartagena maintains authentic Spanish character while steadily modernizing its infrastructure and amenities.
Life in Cartagena
Life in Cartagena offers a balanced blend of Mediterranean leisure and practical convenience. The expat community here is well-established but not overbearing—English is widely spoken, particularly among younger residents and in service sectors, removing barriers to integration. Daily life revolves around local markets, beachside dining, and a genuinely relaxed pace that doesn't compromise on modern services. Supermarket chains including Mercadona, Lidl, and Consum provide familiar shopping options, while local markets offer fresh produce at competitive prices. The restaurant scene caters to diverse tastes, from traditional Spanish tapas bars to international cuisine, with most establishments catering to English-speaking visitors. Multiple Blue Flag beaches lie within 20 minutes, offering both family-friendly swimming and water sports opportunities. Healthcare is accessible through regional hospitals and private English-speaking clinics. For those seeking active leisure, championship golf courses dot the region, while the slower pace allows genuine relaxation—a lifestyle increasingly valued by investors seeking quality-of-life returns alongside financial ones.
Potencjał inwestycyjny
Cartagena's property market has demonstrated 8% year-on-year appreciation, significantly outpacing stagnant markets in over-saturated coastal zones. At €2,384/m², this apartment commands only a marginal 8% premium to the Cartagena average (€2,200/m²), yet offers superior specifications commanding higher rental rates. The holiday rental market here generates approximately €800 per week, equating to €41,600 annually at 65% occupancy—a conservative figure given increased demand from UK and Northern European visitors. Long-term residential rental yields typically reach 4-5% annually on purchase price. More importantly, the combination of affordable entry pricing, genuine scarcity of quality new-build stock, and accelerating market growth creates compelling capital appreciation potential. Investors acquiring now position themselves ahead of price normalization as Cartagena's profile rises. The 40% discount versus Spanish island markets (Balearics, Canaries) provides a significant safety margin while capturing identical demographic demand.
Szacowany dochód z wynajmu
Based on 55% occupancy rate
Costa Blanca Price Growth (€/m²)
Rental Yield by Area (%)
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