Question 1

How much does this property cost?

Accepted Answer

€429,900. This price includes a premium-specification 3-bedroom villa with 107m² of living space on a 294m² plot. For context, this represents significant savings compared to coastal properties—you're paying 40% less per square metre than equivalent villas on Spanish islands. Payment arrangements may include mortgage options for foreign buyers.

Question 2

Is Costa Blanca a good place to buy property?

Accepted Answer

Yes, Costa Blanca remains an excellent property investment region. The area has experienced consistent 8% year-on-year appreciation, with San Miguel de Salinas outperforming many coastal towns. Strong rental demand from holiday visitors, established international communities, excellent weather (320+ sunny days annually), and access to quality healthcare and education make it particularly attractive for families. Property prices are significantly lower than comparable properties in other European destinations.

Question 3

Can foreigners buy property in Spain?

Accepted Answer

Yes, non-Spanish citizens can purchase property freely in Spain without restrictions. Foreign buyers have identical rights to Spanish nationals when purchasing residential property. You'll need a Spanish tax identification number (NIE) and should engage a local gestor (property management expert) to handle paperwork. Many residents purchase via Spanish limited companies for tax efficiency, though primary residences have particular advantages.

Question 4

What are the costs of buying property in Spain?

Accepted Answer

Beyond the property purchase price, expect approximately 8-10% in additional costs. This includes transfer tax (6-10% depending on region), notary fees (approximately 1%), property registration (approximately 0.5%), and gestor fees (approximately 1-2%). In Alicante, transfer tax is 6%. These are one-time costs. Annual ongoing costs include property tax (approximately 0.4-1.1% of property value) and optional community fees if applicable (this villa has none).

Question 5

How much are property taxes in Spain?

Accepted Answer

Annual property tax (IBI—Impuesto sobre Bienes Inmuebles) ranges from 0.4% to 1.1% of the registered property value, varying by municipality and region. San Miguel de Salinas typically falls in the lower range. This is significantly cheaper than UK Council Tax. You'll pay this annually to the local municipality. Additionally, stamp duty on purchase ranges from 6-10% depending on region (6% in Alicante).

Question 6

Can I get a mortgage in Spain as a foreigner?

Accepted Answer

Yes, foreign buyers can obtain mortgages from Spanish banks, though requirements differ from Spanish nationals. Most banks require 30-50% deposit and proof of income. Interest rates are competitive (typically 3-4% for 20-year terms). You'll need a Spanish tax number (NIE) and possibly Spanish employment or income documentation. Many foreign buyers work with international mortgage brokers who specialize in Spanish property finance. Currency exchange rates should be considered carefully.

Question 7

What is the cost of living in Costa Blanca?

Accepted Answer

Cost of living is significantly lower than UK equivalents. Grocery shopping costs approximately 20-30% less, utilities are considerably cheaper, and eating out is excellent value (menu del día lunch sets €9-15). Healthcare costs are minimal due to low-cost private insurance or government system access. Childcare and education fees are substantially lower than UK private schools. Overall monthly living costs for a family can be 30-40% less than comparable UK towns.

Question 8

Is San Miguel de Salinas good for families?

Accepted Answer

Excellent. San Miguel de Salinas has become increasingly popular with international families specifically. Multiple international schools nearby offer British curriculum education, healthcare is outstanding with English-speaking doctors, and the established expat community provides built-in social networks. Beaches are 15-20 minutes away, and the safe, quiet neighbourhood is ideal for children. Lower living costs mean families can afford larger homes, better schools, and more leisure activities than in the UK.

Question 9

How far is Costa Blanca from the UK?

Accepted Answer

Alicante Airport is 45 km from San Miguel de Salinas (45 minutes by car). Direct flights from UK airports to Alicante take approximately 2.5 hours from London Gatwick/Luton, with connections to Manchester, Birmingham, and regional airports. Multiple daily flights mean visiting family is straightforward. Many British expats fly home quarterly, and children often visit grandparents for school holidays.

Question 10

What is the weather like on Costa Blanca?

Accepted Answer

Costa Blanca enjoys Mediterranean climate with over 320 sunny days annually. Summers are warm (28-32°C June-August), winters are mild (10-16°C December-February), and rainfall is minimal. The area rarely experiences extreme temperatures or severe weather. Spring (March-May) and autumn (September-November) are particularly pleasant. This climate allows year-round outdoor living, significantly reduces heating costs, and contributes to the healthy lifestyle many expatriate families seek.

3 Bed Villa San Miguel de Salinas €429,900 | Costa Blanca

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