Question 1

How much does this property cost?

Accepted Answer

€295,000. This represents exceptional value for a premium-specification 2-bedroom apartment in Guardamar del Segura—approximately 50% less than comparable properties in prestigious Jávea while offering identical finishes and modern amenities. Payment options include cash purchases, mortgage financing through Spanish banks, or installment plans with the developer, making acquisition accessible for various financial situations.

Question 2

Is Costa Blanca a good place to buy property?

Accepted Answer

Yes. The Costa Blanca offers excellent value, reliable rental returns, and a well-established expat infrastructure making it ideal for retirement or investment purchases. The region demonstrates 7% year-on-year property appreciation, strong tourism demand supporting rental income, and sophisticated amenities serving international residents. Guardamar del Segura specifically offers the added advantage of authentic Spanish living at significantly lower costs than developed resort areas, with healthcare, beaches, and expat community support readily accessible.

Question 3

Can foreigners buy property in Spain?

Accepted Answer

Yes. Foreign nationals, including British and other non-EU citizens, can purchase property in Spain without significant restrictions. The process requires obtaining a Spanish tax identification number (NIE), opening a Spanish bank account, and engaging a Spanish lawyer for documentation—typically completed within 4-6 weeks. EU citizens enjoy identical purchasing rights as Spanish nationals. Many English-speaking lawyers and estate agents in Guardamar specialize in assisting international buyers through the straightforward acquisition process.

Question 4

What is the cost of living in Costa Blanca?

Accepted Answer

Cost of living in Guardamar del Segura is approximately 30-40% lower than Northern Europe, with moderate expenses for utilities, groceries, and dining. A comfortable retirement budget of €1,200-1,500 monthly covers housing, food, utilities, and entertainment for most retirees. Guardamar specifically offers lower living costs than Torrevieja or Jávea, with authentic local markets and restaurants providing excellent value. Healthcare expenses are minimal for retirees covered by European healthcare agreements, and vehicle ownership costs remain reasonable with affordable fuel and modest insurance premiums.

Question 5

Is Costa Blanca good for retirees?

Accepted Answer

Absolutely. The Costa Blanca is one of Europe's most popular retirement destinations, offering reliable sunshine, affordable living costs, excellent healthcare, and established expat communities. Guardamar del Segura specifically provides the ideal retirement combination: peaceful authentic Spanish living with modern amenities, nearby beaches for active recreation, and healthcare facilities meeting international standards. The growing British and Scandinavian community ensures social connections and support networks, while the compact town size eliminates complexity. Property investment values continue appreciating, providing financial security alongside lifestyle benefits.

Question 6

What are the costs of buying property in Spain?

Accepted Answer

Typical purchase costs include 6-8% transfer tax (property purchase tax), legal fees of 600-1,200 euros, notary costs of 300-600 euros, and real estate agent commissions of 3-4%. Total acquisition costs typically represent 9-12% of purchase price beyond the property price itself. This apartment at €295,000 would involve approximately €26,550-35,400 in additional costs. However, these expenses are fixed and transparent, with no hidden costs. Many buyers negotiate agent commissions, and cash purchases eliminate mortgage-related expenses, reducing total acquisition costs for buyers paying outright.

Question 7

How far is Costa Blanca from the UK?

Accepted Answer

Alicante-Elche Airport, just 45 minutes from Guardamar del Segura, offers direct flights to London, Manchester, and other UK airports, typically requiring 2-2.5 hours flight time. Regular daily flights provide convenient access for family visits, maintaining connections with relatives and friends. Return flights typically cost €80-150 when booked in advance, making regular UK visits economically viable for retirees. The combination of proximity via direct flights and reasonable costs creates an ideal retirement location for British buyers maintaining UK ties while enjoying Mediterranean living.

Question 8

What is the weather like on Costa Blanca?

Accepted Answer

Guardamar del Segura enjoys Mediterranean climate with over 300 days of sunshine annually, mild winters (average 15°C), and warm summers (average 28°C). Rainfall occurs primarily in autumn and spring, with summer months remaining virtually rain-free—perfect for outdoor activities. The steady, warm climate enables year-round beach activities, golf, and outdoor dining. Unlike Northern European destinations, heating requirements remain minimal, reducing winter utility costs significantly. The consistent, pleasant weather makes Guardamar ideal for retirees prioritizing outdoor recreation and comfortable, active lifestyles throughout the year.

Question 9

Can I get a mortgage in Spain as a foreigner?

Accepted Answer

Yes. Spanish banks offer mortgages to foreign nationals, typically covering 70-80% of property value with interest rates competitive with Northern European markets. Most require a Spanish bank account, tax identification number, and proof of income—easily satisfied through established procedures. British and EU retirees qualify readily, with many banks offering specialized products for foreign buyers. A €295,000 purchase might involve a €210,000-236,000 mortgage with monthly payments of €800-1,100, depending on interest rates and loan terms. Consulting with a Spanish mortgage broker simplifies the process and identifies optimal financing options.

Question 10

What makes Guardamar del Segura different from Torrevieja?

Accepted Answer

While Torrevieja is a large, busy resort destination focused on tourism and entertainment, Guardamar del Segura maintains authentic Spanish village character combined with modern amenities. Guardamar offers genuine community atmosphere, excellent beaches without overwhelming crowds, and significantly lower property prices—€1,750/m² average versus Torrevieja's higher costs. The growing expat community in Guardamar provides social connections without the commercialized feel of larger resorts. This property at €295,000 reflects Guardamar's value proposition: premium quality living at reasonable cost within an authentic Mediterranean town rather than a tourist resort environment.

2 Bed Apartment Guardamar del Segura €295,000

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